I live in the U.S. and have Geico. I have been with them over 15 years with my car insurance and have had no accidents or tickets. My Geico motorcycle insurance is full coverage (Bike is Financed) with $50 deductible and max medical coverage for driver and passenger. My premium is $216 Dollars a year. I got a lot of discounts. Safe Driver, Experienced Driver, Safety Class & Training, Car Insurance Discount, ABS Brake Discount, Anti Theft Device Discount, etc..

 

WOW! I am in Alberta and insured with Primmum through the TD Insurance Branch. I am seriously old though and have a clean driving reocrd so maybe that helps. I have a 2008 Nomad and pay $450.00 per year.

Cheers!

Mike

 

At 52 years old I don't think age is the concern. Licensed for 36 years isn't a problem. One minor traffic ticket was there last year too. At the time they said it only made a $25 difference in my premium. They are just gouging their customers here because they can.

 

TD insurance did the same thing to me 3 years ago when I had a 1100 vstar. It went from $750 to $1025 a year. Ive switched to Allstate since then. the insurance for the vstar was $715 a year with bare bones coverage. last year I traded in the vstar for a 2015 vaquero and with full coverage its $1061 a year. Im 61 and I have been licensed since 16 and been riding since 14 with no accidents, tickets or impaired charges. insurance in ontario is definately more expensive compared to other provinces.

 

Wow, those prices are insane. I had a 2004 vstar, bought new in 2004, was paying around 400$/yr with axxa insurance, full coverage, $500 deductible